QSWAL & QWAC PSD2 eIDAS 2.0 Certificates
800 tax excl.
The use of PSD2 certificates is driven by the requirements of the European Commission (eIDAS). All entities operating in the following sectors and launching integrations should use PSD2 certificates.
- ✓ Banks
- ✓ Companies processing all types of payments
- ✓ Independent ATM operators
- ✓ Non-bank payment service providers
- ✓ Distributors of store, fuel, and prepaid cards
Payments by bank transfer, Blik or by Card:
Visa, Visa Electron, Mastercard, MasterCard Electronic, Maestro
PSD2 Compliance (Payment Services Directive 2)
We offer services for PSPs (Payment Service Providers) that ensure the security of information flow and authentication mechanisms compliant with the requirements of the PSD2 (Payment Services Directive 2).
What we provide
- ✓ Certificates: QSEAL (Qualified Electronic Seal) and QWAC (Qualified Website Authentication Certificate) – technical proof of compliance and service authentication.
- ✓ Target audience: ASPSPs (Account Servicing Payment Service Providers) and TPPs (Third Party Providers) operating within the European Union.
Payment Service Providers (PSPs) are required to hold two qualified certificates:
- ✓ QWAC (Qualified Website Authentication Certificate) – confirms the identity of the service, enabling secure encryption and authentication of connections between systems (machine-to-machine / peer-to-peer).
- ✓ QSEAL (Qualified Electronic Seal) – used for the digital "sealing" of transmitted data: it signs, ensures integrity, and proves the authenticity of documents. The seal certificate contains the entity's data and its assigned role.
Typical roles specified in the seal certificate:
- ✓ ASPSP (Account Servicing Payment Service Provider) — a provider managing payment accounts.
- ✓ AISP (Account Information Service Provider) — a provider of account information access services.
- ✓ PISP (Payment Initiation Service Provider) — a provider of payment initiation services.
- ✓ PIISP (Payment Instrument Issuer Service Provider) — a provider issuing payment instruments (e.g., cards).
Specific References
IMPORTANT! By purchasing products that include Remote Identity Verification, you declare:
“I agree to the commencement of the service before the expiry of the 14-day withdrawal period and acknowledge that, once I gain access to the service, I will lose my right to withdraw from the contract.”
Identity verification is required for the issuance of qualified certificates, such as a Qualified Electronic Signature, Qualified Electronic Seal, and Qualified Website Authentication Certificate.
By starting the Remote Identity Verification service (i.e. by accessing the service), you automatically lose your right to withdraw from the contract. This also applies if the identity verification process is unsuccessful.
For identity verification, we accept one of the following documents:
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✓ mDowód from the mObywatel application,
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✓ Polish national identity card (physical card),
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✓ Passport issued by any country.
Is identity verification required when renewing a signature?
No. If you have a valid qualified electronic signature, you can renew it yourself using the SecureDoc 2.0 application.